Residential Mortgage Loans – Homebuyer & Homeowner Solutions
Axios Mortgage Funding offers a wide range of residential mortgage loans to help you buy your dream home or refinance with ease. As a national mortgage broker with 20+ years of experience, we navigate the lending market on your behalf to find competitive rates and programs—from first-time homebuyer loans to jumbo mortgages. Our approach is hands-on and transparent, with personalized loan strategies, fast pre-approvals, and step-by-step guidance so you can move forward with confidence. Whether you’re buying your first house or refinancing your forever home, we help you secure the best financing solution for your needs.
Financing Designed Around Your Life
Not every borrower fits inside a simple box—and that’s okay. If your income is complex, you own a business, or you’re buying an investment property, we help you choose a structure that makes sense and holds up through underwriting. The goal is simple: a loan that matches how you actually earn and build wealth.
- Solutions for self-employed and multi-income borrowers
- Investor-friendly financing options
- Smart structuring to strengthen approval
Our Residential Loan Programs
Comprehensive financing solutions designed to meet every borrower’s needs, from standard qualifications to unique income situations.
Conventional Loans
Flexible financing for primary homes, vacation homes, or investment properties, with competitive rates and tailored approval strategies to fit your financial profile.
- Low down payment options available
- Fixed and adjustable rate terms
FHA Loans
Ideal for first-time homebuyers. Government-backed flexibility with as little as 3.5% down, more forgiving credit requirements, and down payment assistance options.
- Low 3.5% down payment
- Flexible credit score requirements
VA Loans
Exclusive benefits for eligible Veterans and active-duty military. Zero down payment options, no monthly PMI, and competitive interest rates as a thank you for your service.
- 0% Down Payment
- No Private Mortgage Insurance (PMI)
Jumbo Loans
High-balance mortgages for luxury and high-value properties. Finance upscale homes in high-cost markets with confidence and VIP-level service.
- Competitive rates for large loans
- Exclusive terms for luxury properties
Refinancing Solutions
Lower your rate, cash-out equity, or consolidate debt. We analyze your situation to recommend the right strategy, ensuring you save money or tap equity efficiently.
- Cash-Out Refinance options
- Rate & Term Refinance
Non-QM Options
Flexible solutions for self-employed borrowers, investors, and unique income situations. Qualify using bank statements, P&L, or rental cash flows (DSCR).
- Bank Statement Loans
- DSCR Investor Loans
The Axios Advantage
Secure Docs + E-Sign
Upload documents safely, sign forms online, and keep everything in one place—no messy email chains or lost attachments.
Clear Timeline & Updates
You’ll always know what’s next. We set clear steps and share proactive updates, so there are no last-minute surprises.
Fast Pre-Approvals
Get an answer fast—often within 24 hours—so you can shop with confidence and know your price range before you make an offer.
Simple Online Application
Apply from any device in minutes. A clean, guided process keeps things easy, even if you’re busy or applying after hours.
Loan Options That Fit
Buying, upgrading, or refinancing? We match you with the right program for your goals—not a one-size-fits-all offer.
Smooth, On-Time Closing
We stay on top of details with you, your agent, and title—so your loan moves forward smoothly and closes on schedule.
A Lender Who Works For You
My promise is simple: I will use my two decades of experience to be your strongest advocate. We navigate the complexities of the market so you don't have to, ensuring your path to homeownership is as smooth and affordable as possible.
Founder & CEO, Axios Mortgage Funding
Ready to Secure Your Financing?
Get a custom quote in minutes. No commitment, just clear options tailored to your goals.